Prosperity Plus
ⓘ Market-linked — returns are not guaranteed. Projected at 8% and 4% gross per IRDAI norms; charges and additions are modelled approximately.
Your Numbers
Cover & premiums over the policy term
Projected fund growth (8% returns)
| Policy year | Age | Total invested | Fund value (8%) |
|---|---|---|---|
| 1 | 36 | ₹5,00,000 | ₹5,27,069 |
| 2 | 37 | ₹10,00,000 | ₹10,89,189 |
| 3 | 38 | ₹15,00,000 | ₹16,88,689 |
| 4 | 39 | ₹20,00,000 | ₹23,28,056 |
| 5 | 40 | ₹25,00,000 | ₹30,09,941 |
| 6 | 41 | ₹30,00,000 | ₹37,63,331 |
| 7 | 42 | ₹35,00,000 | ₹45,72,447 |
| 8 | 43 | ₹40,00,000 | ₹54,41,409 |
| 9 | 44 | ₹45,00,000 | ₹63,74,644 |
| 10 | 45 | ₹50,00,000 | ₹74,88,186 |
About IndusInd Nippon Life Prosperity Plus
IndusInd Nippon Life Prosperity Plus (UIN 121L134V03) is a unit-linked plan (ULIP) with zero premium allocation charge — all charges are returned at maturity — plus loyalty additions and a maturity addition on your fund value.
Frequently asked questions
What is special about Prosperity Plus?
There is no premium allocation charge, and the policy administration charges are returned at maturity, so more of your premium stays invested from day one.
What additions does it pay?
Loyalty additions are added to your fund from the 6th year, and a maturity addition is paid at the end — both as a percentage of your fund value.
What investment options are there?
Self-managed, auto-managed and trigger-based strategies across a range of funds.
Are returns guaranteed?
No — the fund value is market-linked and illustrated at 8% and 4% gross returns.