Milestone Plan
ⓘ Participating plan — returns are not guaranteed. Projected at 4% and 8% gross, calibrated to the brochure illustration. Get exact figures from the official site (linked on the plan page).
Get an exact illustration on the official site ↗Your Numbers
Cover & premiums over the policy term
Projected growth (8%)
| Policy year | Age | Total invested | Projected value (8%) |
|---|---|---|---|
| 1 | 41 | ₹1,00,000 | ₹1,05,041 |
| 2 | 42 | ₹2,00,000 | ₹2,15,377 |
| 3 | 43 | ₹3,00,000 | ₹3,31,275 |
| 4 | 44 | ₹4,00,000 | ₹4,53,015 |
| 5 | 45 | ₹5,00,000 | ₹5,80,892 |
| 6 | 46 | ₹6,00,000 | ₹7,15,215 |
| 7 | 47 | ₹7,00,000 | ₹8,56,309 |
| 8 | 48 | ₹8,00,000 | ₹10,04,516 |
| 9 | 49 | ₹9,00,000 | ₹11,60,193 |
| 10 | 50 | ₹10,00,000 | ₹13,23,718 |
| 11 | 51 | ₹10,00,000 | ₹13,90,445 |
| 12 | 52 | ₹10,00,000 | ₹14,60,536 |
| 13 | 53 | ₹10,00,000 | ₹15,34,161 |
| 14 | 54 | ₹10,00,000 | ₹16,11,496 |
| 15 | 55 | ₹10,00,000 | ₹16,92,730 |
About IndusInd Nippon Life Milestone Plan
IndusInd Nippon Life Milestone Plan (UIN 121N136V04) is a participating endowment plan. At maturity you receive the sum assured plus a compounded reversionary bonus and a terminal bonus. A Life Plus option waives future premiums if the proposer passes away.
Frequently asked questions
Are the returns guaranteed?
No — Milestone is a participating plan, so the bonuses are not guaranteed. Brochures illustrate it at assumed 4% and 8% returns, and so does this calculator.
What does the maturity benefit include?
The Sum Assured on Maturity plus accrued compounded reversionary bonus and a terminal bonus, both declared by the company.
What is the Life Plus option?
If the proposer dies during the premium term, all future premiums are waived and the policy continues with full benefits intact.
How accurate is the projection?
The figures are illustrative at 4%/8% and calibrated to the brochure example. Use the official illustration for exact, personalised numbers.