Cancer Shield Plan
ⓘ Stage payouts (25% / 100% / income) are exact per the brochure; the premium shown is indicative.
Your Numbers
Cover & premiums over the policy term
Cover over the policy
| Policy year | Age | Premium | Cover (sum insured) |
|---|---|---|---|
| 1 | 26 | ₹2,694 | ₹20,00,000 |
| 2 | 27 | ₹2,694 | ₹20,00,000 |
| 3 | 28 | ₹2,694 | ₹20,00,000 |
| 4 | 29 | ₹2,694 | ₹20,00,000 |
| 5 | 30 | ₹2,694 | ₹20,00,000 |
| 6 | 31 | ₹2,694 | ₹20,00,000 |
| 7 | 32 | ₹2,694 | ₹20,00,000 |
| 8 | 33 | ₹2,694 | ₹20,00,000 |
| 9 | 34 | ₹2,694 | ₹20,00,000 |
| 10 | 35 | ₹2,694 | ₹20,00,000 |
About IndusInd Nippon Life Cancer Shield Plan
IndusInd Nippon Life Cancer Shield Plan (UIN 121N153V01) is a fixed-benefit cancer plan. It pays 25% of your cover on early-stage cancer and 100% plus a 5-year monthly income on major-stage cancer, with premiums waived after an early-stage claim.
Frequently asked questions
What does Cancer Shield pay on diagnosis?
25% of your cover on early-stage cancer (claimable for two different organs), and 100% of cover plus a monthly income of 1% of cover for 5 years on major-stage cancer.
Are my premiums waived after a claim?
Yes — after a valid early-stage claim, premiums are waived for the next 3 years while cover continues.
What plan options are there?
Silver (level cover), Gold (cover grows 10% a year for 10 years) and Little Star (for children with a fixed ₹10 lakh cover).
Is there a maturity benefit?
No — it is pure-risk health cover with no maturity or survival benefit. The premium shown is indicative; stage payouts are exact.